SECURITIES AND EXCHANGE COMMISSION
                              WASHINGTON, DC 20549
                                  SCHEDULE 13G
                    UNDER THE SECURITIES EXCHANGE ACT OF 1934
                              (AMENDMENT NO. 11)(1)


                      Fair, Isaac and Company, Incorporated
- --------------------------------------------------------------------------------
                                (Name of Issuer)

                                  Common Stock
- --------------------------------------------------------------------------------
                         (Title of Class of Securities)

                                   303250 10 4
- --------------------------------------------------------------------------------
                                 (CUSIP Number)

                                February 11, 1999
- --------------------------------------------------------------------------------
             (Date of Event Which Requires Filing of this Statement)


         Check the  appropriate box to designate the rule pursuant to which this
Schedule is filed:

         [ ]  Rule 13d-1(b)
         [ ]  Rule 13d-(c)
         [X]  Rule 13d-1(d)


- -------------
         1 The  remainder of this cover page shall be filled out for a reporting
person's  initial  filing on this  form with  respect  to the  subject  class of
securities,  and for any subsequent amendment containing information which would
alter the disclosures provided in a prior cover page.

         The information  required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise  subject to the  liabilities of that section of
the Act but shall be subject to all other  provisions of the Act  (however,  see
the Notes).

                               Page 1 of 5 Pages

CUSIP No. .......................................................... 303250 10 4 - -------------------------------------------------------------------------------- (1) Names of Reporting Persons or I.R.S. Identification Nos. of Above Persons (entities only) Inger Johanne Fair - -------------------------------------------------------------------------------- (2) Check the Appropriate Box if a Member of a Group (See Instructions) (a) ....................................................................... (b) ....................................................................... - -------------------------------------------------------------------------------- (3) SEC Use Only .............................................................. - -------------------------------------------------------------------------------- (4) Citizenship or Place of Organization ............. United States of America - -------------------------------------------------------------------------------- Number of (5) Sole Voting Power Shares Beneficially ......................... 56,830 Owned by Each Reporting --------------------------------------- Person With: (6) Shared Voting Power ......................... 1,486,800 --------------------------------------- (7) Sole Dispositive Power ......................... 56,830 --------------------------------------- (8) Shared Dispositive Power ......................... 1,486,800 - -------------------------------------------------------------------------------- (9) Aggregate Amount Beneficially Owned by Each Reporting Person ................................................................. 1,543,630 - -------------------------------------------------------------------------------- (10) Check if the Aggregate Amount in Row 9 Excludes Certain Shares (See Instructions) .......................................... - -------------------------------------------------------------------------------- (11) Percent of Class Represented by Amount in Row 9 ..................... 11% - -------------------------------------------------------------------------------- Page 2 of 5 Pages

(12) Type of Reporting Person (See Instructions) .......................... IN - -------------------------------------------------------------------------------- Item 1 (a) Name of Issuer: Fair, Isaac and Company, Incorporated Item 1 (b) Address of Issuer's Principal Executive Offices: 120 North Redwood Drive San Rafael, CA 94903-1996 Item 2 (a) Name of Person Filing: Inger Johanne Fair Item 2 (b) Address of Principal Business Office or, if none, Residence: 120 North Redwood Drive San Rafael, CA 94903-1996 Item 2 (c) Citizenship: United States of America Item 2 (d) Title of Class of Securities: Common Stock Item 2 (e) CUSIP Number: 303250 10 4 Item 3. If this statement is filed pursuant to Section 240.13d-1(b), or 240.13d-2(b), or (c), check whether the person filing is a: (a) [ ] Broker or dealer registered under Section 15 of the Act. (b) [ ] Bank as defined in Section 3(a)(6) of the Act. (c) [ ] Insurance company as defined in Section 3(a)(19) of the Act. (d) [ ] Investment company registered under section 8 of the Investment Company Act. (e) [ ] An investment adviser in accordance with Section 240.13d-1(b)(1)(ii)(E); Page 3 of 5 Pages

(f) [ ] An employee benefit plan, or endowment fund in accordance with Section 240.13d-1(b)(1)(ii)(F); (g) [ ] A parent holding company or control person, in accordance with Section 240.13d-1(b)(1)(ii)(G); (h) [ ] A savings association as defined in Section 3(b) of the Federal Deposit Insurance Act; (i) [ ] A church plan that is excluded from the definition of an investment company under Section 3(c)(14) of the Investment Company Act; (j) [ ] Group, in accordance with Section 240.13d-1(b)(1)(ii)(J). If this statement is filed pursuant to Section 240.13d-1 (c), check this box. [ ] Item 4. Ownership (a) Amount Beneficially Owned: 1,543,630 (b) Percent of Class: 11% (c) Number of shares as to which such person has: (i) Sole power to vote or to direct the vote ....................................... 56,830 (ii) Shared power to vote or to direct the vote ....................................... 1,486,800 (iii) Sole power to dispose or to direct the disposition of ............................. 56,830 (iv) Shared power to dispose or to direct the disposition of ............................. 1,486,800 Item 5. Ownership of Five Percent or Less of a Class If this statement is being filed to report the fact that as of the date hereof the reporting person has ceased to be the beneficial owner of more than five percent of the class of securities, check the following [ ]. Page 4 of 5 Pages

Item 6. Ownership of More than Five Percent on Behalf of Another Person Inapplicable. Item 7. Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on By the Parent Holding Company Inapplicable. Item 8. Identification and Classification of Members of the Group Inapplicable. Item 9. Notice of Dissolution of Group Inapplicable. Item 10. Certification Inapplicable. SIGNATURE After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement on Schedule 13G is true, complete and correct. Dated: January 31, 1999 /s/ Inger Johanne Fair ------------------------------ Inger Johanne Fair Page 5 of 5 Pages