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Document and Entity Information - shares	9 Months Ended
Document and Entity Information - shares	Jun. 30, 2014	Jul. 18, 2014
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Jun. 30, 2014
Document Fiscal Year Focus	2014
Document Fiscal Period Focus	Q3
Trading Symbol	FICO
Entity Registrant Name	FAIR ISAAC CORP
Entity Central Index Key	0000814547
Current Fiscal Year End Date	--09-30
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		32,148,684

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2014	Sep. 30, 2013
Current assets:
Cash and cash equivalents	$ 93,109	$ 83,178
Accounts receivable, net	155,495	143,733
Prepaid expenses and other current assets	24,691	22,277
Total current assets	273,295	249,188
Marketable securities available for sale	8,689	7,107
Other investments	11,033	11,033
Property and equipment, net	37,280	45,155
Goodwill	787,209	773,931
Intangible assets, net	52,053	57,361
Deferred income taxes	9,765	11,132
Other assets	6,423	6,640
Total assets	1,185,747	1,161,547
Current liabilities:
Accounts payable	21,098	19,216
Accrued compensation and employee benefits	42,634	39,281
Other accrued liabilities	41,421	35,202
Deferred revenue	53,849	49,181
Current maturities on debt	154,000	23,000
Total current liabilities	313,002	165,880
Senior notes	376,000	447,000
Other liabilities	17,571	17,990
Total liabilities	706,573	630,870
Commitments and contingencies
Stockholders’ equity:
Preferred stock [$0.01 par value; 1,000 shares authorized; none issued and outstanding]	0	0
Common stock [$0.01 par value; 200,000 shares authorized, 88,857 shares issued and 32,855 and 34,786 shares outstanding at June 30, 2014 and September 30, 2013, respectively]	329	348
Paid-in-capital	1,121,511	1,110,198
Treasury stock, at cost [56,002 and 54,071 shares at June 30, 2014 and September 30, 2013, respectively]	(1,882,659)	(1,751,057)
Retained earnings	1,248,298	1,192,096
Accumulated other comprehensive loss	(8,305)	(20,908)
Total stockholders’ equity	479,174	530,677
Total liabilities and stockholders’ equity	$ 1,185,747	$ 1,161,547

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Jun. 30, 2014	Sep. 30, 2013
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, issued	0	0
Preferred stock, outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	200,000,000	200,000,000
Common stock, shares issued	88,857,000	88,857,000
Common stock, shares outstanding	32,855,000	34,786,000
Treasury stock, shares	56,002,000	54,071,000

CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands

3 Months Ended

9 Months Ended

Jun. 30, 2014

Jun. 30, 2013

Jun. 30, 2014

Jun. 30, 2013

Revenues:

Transactional and maintenance

$ 132,254

$ 129,422

$ 394,278

$ 385,759

Professional services

38,522

32,306

107,427

98,752

License

26,834

22,044

65,710

68,606

Total revenues

197,610

183,772

567,415

553,117

Operating expenses:

Cost of revenues

^[1]

62,752

57,655

178,254

172,659

Research and development

23,240

18,570

61,022

49,143

Selling, general and administrative

^[1]

71,557

68,665

204,490

205,968

Amortization of intangible assets

^[1]

3,019

3,477

8,940

10,453

Restructuring and acquisition-related

621

197

4,281

3,486

Total operating expenses

161,189

148,564

456,987

441,709

Operating income

36,421

35,208

110,428

111,408

Interest income

Interest expense

(7,064)

(7,432)

(21,305)

(23,167)

Other income (expense), net

931

830

(381)

765

Income before income taxes

30,301

28,621

88,771

89,051

Provision for income taxes

9,753

8,999

30,495

27,513

Net income

20,548

19,622

58,276

61,538

Other comprehensive income (loss):

Foreign currency translation adjustments

5,705

(1,284)

12,603

(15,705)

Comprehensive income

$ 26,253

$ 18,338

$ 70,879

$ 45,833

Earnings per share:

Basic

$ 0.60

$ 0.55

$ 1.69

$ 1.74

Diluted

$ 0.58

$ 0.54

$ 1.65

$ 1.69

Shares used in computing earnings per share:

Basic

34,210

35,499

34,458

35,400

Diluted

35,162

36,385

35,420

36,340

[1]	Cost of revenues and selling, general and administrative expenses exclude the amortization of intangible assets. See Note 5 to the condensed consolidated financial statements.

CONDENSED CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY - 9 months ended Jun. 30, 2014 - USD ($) shares in Thousands, $ in Thousands	Total	Common Stock	Paid-in-Capital	Treasury Stock	Retained Earnings	Accumulated Other Comprehensive Loss
Beginning Balance at Sep. 30, 2013	$ 530,677	$ 348	$ 1,110,198	$ (1,751,057)	$ 1,192,096	$ (20,908)
Beginning Balance (in shares) at Sep. 30, 2013		34,786
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Share-based compensation	25,631		25,631
Issuance of treasury stock under employee stock plans	7,251	$ 8	(20,162)	27,405
Issuance of treasury stock under employee stock plans (in shares)		840
Tax effect from share-based payment arrangements	5,844		5,844
Repurchases of common stock	(159,034)	$ (27)		(159,007)
Repurchases of common stock (shares)		(2,771)
Dividends paid ($0.06 per share)	(2,074)				(2,074)
Net income	58,276				58,276
Foreign currency translation adjustments	12,603					12,603
Ending Balance at Jun. 30, 2014	$ 479,174	$ 329	$ 1,121,511	$ (1,882,659)	$ 1,248,298	$ (8,305)
Ending Balance (in shares) at Jun. 30, 2014		32,855

CONDENSED CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY (Parenthetical)	9 Months Ended
	Jun. 30, 2014 $ / shares
Dividends paid, per share	$ 0.06

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Jun. 30, 2014	Jun. 30, 2013
Cash flows from operating activities:
Net income	$ 58,276	$ 61,538
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	24,196	25,160
Share-based compensation	25,631	18,897
Deferred income taxes	(7,576)	(5,515)
Tax effect from share-based payment arrangements	5,844	2,245
Excess tax benefits from share-based payment arrangements	(5,934)	(5,073)
Net amortization of premium on marketable securities	0	8
Provision for doubtful accounts, net	998	293
Net loss on sales of property and equipment	3	393
Changes in operating assets and liabilities:
Accounts receivable	(9,934)	9,977
Prepaid expenses and other assets	1,206	1,841
Accounts payable	1,622	4,987
Accrued compensation and employee benefits	2,976	(12,897)
Other liabilities	5,532	(1,213)
Deferred revenue	973	(464)
Net cash provided by operating activities	103,813	100,177
Cash flows from investing activities:
Purchases of property and equipment	(7,088)	(20,435)
Proceeds from maturities of marketable securities	0	22,000
Cash paid for acquisitions, net of cash acquired	(7,253)	(32,874)
Distribution from cost method investees	0	50
Net cash used in investing activities	(14,341)	(31,259)
Cash flows from financing activities:
Proceeds from revolving line of credit	96,000	30,000
Payments on revolving line of credit and other short-term loans	(28,000)	(3,676)
Payments on senior notes	(8,000)	(49,000)
Proceeds from issuance of treasury stock under employee stock plans	7,251	23,790
Dividends paid	(2,074)	(2,123)
Repurchases of common stock	(152,329)	(47,811)
Excess tax benefits from share-based payment arrangements	5,934	5,073
Net cash used in financing activities	(81,218)	(43,747)
Effect of exchange rate changes on cash	1,677	(3,761)
Increase in cash and cash equivalents	9,931	21,410
Cash and cash equivalents, beginning of period	83,178	71,609
Cash and cash equivalents, end of period	93,109	93,019
Supplemental disclosures of cash flow information:
Cash paid for income taxes, net of refunds	17,174	23,139
Cash paid for interest	21,468	24,480
Supplemental disclosures of non-cash investing and financing activities:
Purchase of property and equipment included in accounts payable	708	1,533
Unsettled repurchases of common stock	$ 8,846	$ 0

Nature of Business	9 Months Ended
Nature of Business	Jun. 30, 2014
Accounting Policies [Abstract]
Nature of Business	Nature of Business Fair Isaac Corporation Incorporated under the laws of the State of Delaware, Fair Isaac Corporation (“FICO”) is a provider of analytic, software and data management products and services that enable businesses to automate, improve and connect decisions. FICO provides a range of analytical solutions, credit scoring and credit account management products and services to banks, credit reporting agencies, credit card processing agencies, insurers, retailers, healthcare organizations and public agencies. In these condensed consolidated financial statements, FICO is referred to as “we,” “us,” “our,” or “FICO”. Principles of Consolidation and Basis of Presentation We have prepared the accompanying unaudited interim condensed consolidated financial statements in accordance with the instructions to Form 10-Q and the applicable accounting guidance. Consequently, we have not necessarily included in this Form 10-Q all information and footnotes required for audited financial statements. In our opinion, the accompanying unaudited interim condensed consolidated financial statements in this Form 10-Q reflect all adjustments (consisting only of normal recurring adjustments, except as otherwise indicated) necessary for a fair presentation of our financial position and results of operations. These unaudited condensed consolidated financial statements and notes thereto should be read in conjunction with our audited consolidated financial statements and notes thereto presented in our Annual Report on Form 10-K for the year ended September 30, 2013. The interim financial information contained in this report is not necessarily indicative of the results to be expected for any other interim period or for the entire fiscal year. The condensed consolidated financial statements include the accounts of FICO and its subsidiaries. All intercompany accounts and transactions have been eliminated. Use of Estimates The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the dates of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates. Significant items subject to such estimates and assumptions include, but are not limited to: revenue recognition; recoverability of accounts receivable; valuation of goodwill and intangible assets, including impairment assessment; valuation of share-based compensation; and realizability of deferred tax assets. New Accounting Pronouncements Recently Issued or Adopted In July 2013, the Financial Accounting Standards Board (FASB) issued ASU No. 2013-11, “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.” (“ASU 2013-11”). ASU 2013-11 provides guidance for presentation of an unrecognized tax benefit, or a portion of an unrecognized tax benefit. ASU 2013-11 provides that a benefit should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. ASU 2013-11 is effective for fiscal years and interim periods within those years, beginning on or after December 15, 2013, which means it will be effective for our fiscal year beginning October 1, 2014. We do not believe that adoption of ASU 2013-11 will have a significant impact on our condensed consolidated financial statements. In May 2014, the FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” (“ASU 2014-09”). ASU 2014-09 requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. ASU 2014-09 will replace most existing revenue recognition guidance in U.S. Generally Accepted Accounting Principles when it becomes effective and permits the use of either the retrospective or cumulative effect transition method. The guidance also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts. Early adoption is not permitted. ASU 2014-09 is effective for fiscal years and interim periods within those years, beginning on or after December 15, 2016, which means it will be effective for our fiscal year beginning October 1, 2017. We have not yet selected a transition method and we are currently evaluating the impact that the updated standard will have on our consolidated financial statements.

Acquisitions	9 Months Ended
Acquisitions	Jun. 30, 2014
Business Combinations [Abstract]
Acquisitions	Acquisitions On April 1, 2014, we acquired 100% of the common stock of InfoCentricity, Inc. (“InfoCentricity”) for $8.2 million in cash. InfoCentricity is a software-as-a-service-based predictive analytics software company that allows FICO to immediately broaden its offering for predictive analytics modeling and decision strategies. FICO will leverage the InfoCentricity products through availability to the FICO Analytic Cloud as well as an on premise offering for organizations across all industries. InfoCentricity has been included in our operating results since the acquisition date. The pro forma impact of this acquisition was not deemed material to our results of operations.

- Definition

The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).

+ References

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+ Details

Fair Value Measurements

9 Months Ended

Jun. 30, 2014

Fair Value Disclosures [Abstract]

Fair Value Measurements

Fair value is defined as the price that would be received from the sale of an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The accounting guidance establishes a three-level hierarchy for disclosure that is based on the extent and level of judgment used to estimate the fair value of assets and liabilities.


•	Level 1 - uses unadjusted quoted prices that are available in active markets for identical assets or liabilities. Our Level 1 assets are comprised of money market funds and certain equity securities.

•

Level 2 - uses inputs other than quoted prices included in Level 1 that are either directly or indirectly observable through correlation with market data. These include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and inputs to valuation models or other pricing methodologies that do not require significant judgment because the inputs used in the model, such as interest rates and volatility, can be corroborated by readily observable market data. We do not have any assets that are valued using inputs identified under a Level 2 hierarchy as of June 30, 2014 and September 30, 2013.

•

Level 3 - uses one or more significant inputs that are unobservable and supported by little or no market activity, and that reflect the use of significant management judgment. Level 3 assets and liabilities include those whose fair value measurements are determined using pricing models, discounted cash flow methodologies or similar valuation techniques, and significant management judgment or estimation. We do not have any assets or liabilities that are valued using inputs identified under a Level 3 hierarchy as of June 30, 2014 and September 30, 2013.

The following table represents financial assets that we measured at fair value on a recurring basis at June 30, 2014 and September 30, 2013:



June 30, 2014	Active Markets for Identical Instruments (Level 1)		Fair Value as of June 30, 2014
Assets:
Cash equivalents (1)	$	5,735	$	5,735
Marketable securities (2)	8,689		8,689
Total	$	14,424	$	14,424
September 30, 2013	Active Markets for Identical Instruments (Level 1)		Fair Value as of September 30, 2013
Assets:
Cash equivalents (1)	$	685	$	685
Marketable securities (2)	7,107		7,107
Total	$	7,792	$	7,792


(1)	Included in cash and cash equivalents on our condensed consolidated balance sheet at June 30, 2014 and September 30, 2013. Not included in this table are cash deposits of $87.4 million and $82.5 million at June 30, 2014 and September 30, 2013, respectively.


(2)	Represents securities held under a supplemental retirement and savings plan for senior management employees, which are distributed upon termination or retirement of the employees. Included in marketable securities available for sale on our condensed consolidated balance sheet at June 30, 2014 and September 30, 2013.

Where applicable, we use quoted prices in active markets for identical assets or liabilities to determine fair value. This pricing applies to our Level 1 investments. To the extent quoted prices in active markets for assets or liabilities are not available, the valuation techniques used to measure the fair values of our financial assets incorporate market inputs, which include reported trades, broker/dealer quotes, benchmark yields, issuer spreads, benchmark securities and other inputs derived from or corroborated by observable market data. This methodology would apply to our Level 2 investments. We have not changed our valuation techniques in measuring the fair value of any financial assets and liabilities during the period.

For the fair value of our derivative instruments and senior notes, see Note 4 and Note 8 to the condensed consolidated financial statements, respectively.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Derivative Financial Instruments

9 Months Ended

Jun. 30, 2014

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Derivative Financial Instruments

We use derivative instruments to manage risks caused by fluctuations in foreign exchange rates. The primary objective of our derivative instruments is to protect the value of foreign-currency-denominated receivable and cash balances from the effects of volatility in foreign exchange rates that might occur prior to conversion to their respective functional currencies. We principally utilize foreign currency forward contracts, which enable us to buy and sell foreign currencies in the future at fixed exchange rates and economically offset changes in foreign exchange rates. We routinely enter into contracts to offset exposures denominated in the British pound, Euro and Canadian dollar.

Foreign-currency-denominated receivable and cash balances are remeasured at foreign exchange rates in effect on the balance sheet date with the effects of changes in foreign exchange rates reported in other income (expense), net. The forward contracts are not designated as hedges and are marked to market through other income (expense), net. Fair value changes in the forward contracts help mitigate the changes in the value of the remeasured receivable and cash balances attributable to changes in foreign exchange rates. The forward contracts are short-term in nature and typically have average maturities at inception of less than three months.

The following tables summarize our outstanding foreign currency forward contracts, by currency, at June 30, 2014 and September 30, 2013:



	June 30, 2014
	Contract Amount				Fair Value
	Foreign Currency		US$		US$
	(In thousands)
Sell foreign currency:
Canadian dollar (CAD)	CAD	5,350	$	4,990	$	—
Euro (EUR)	EUR	4,500	$	6,161	$	—
Buy foreign currency:
British pound (GBP)	GBP	11,955	$	20,400	$	—



	September 30, 2013
	Contract Amount				Fair Value
	Foreign Currency		US$		US$
	(In thousands)
Sell foreign currency:
Canadian dollar (CAD)	CAD	4,700	$	4,542	$	—
Euro (EUR)	EUR	5,400	$	7,307	$	—
Buy foreign currency:
British pound (GBP)	GBP	6,513	$	10,500	$	—

The foreign currency forward contracts were entered into on June 30, 2014 and September 30, 2013, respectively; therefore, their fair value was $0 on each of these dates.

Gains (losses) on derivative financial instruments are recorded in our condensed consolidated statements of income and comprehensive income as a component of other income (expense), net, and consisted of the following:



	Quarter Ended June 30,				Nine Months Ended June 30,
	2014		2013		2014		2013
	(In thousands)
Foreign currency forward contracts	$	318	$	131	$	850	$	(728	)

- Definition

The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
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+ Details

Goodwill and Intangible Assets

9 Months Ended

Jun. 30, 2014

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill and Intangible Assets

Amortization expense associated with our intangible assets, which has been reflected as a separate operating expense caption within the accompanying condensed consolidated statements of income and comprehensive income, consisted of the following:



	Quarter Ended June 30,				Nine Months Ended June 30,
	2014		2013		2014		2013
	(In thousands)
Cost of revenues	$	1,880	$	1,739	$	5,502	$	4,883
Selling, general and administrative expenses	1,139		1,738		3,438		5,570
	$	3,019	$	3,477	$	8,940	$	10,453

Cost of revenues reflects our amortization of completed technology and selling, general and administrative expenses reflects our amortization of other intangible assets. Intangible assets, gross were $142.5 million and $141.2 million as of June 30, 2014 and September 30, 2013, respectively.

Estimated future intangible asset amortization expense associated with intangible assets existing at June 30, 2014, was as follows (in thousands):



Year Ended September 30,
2014 [excluding the nine months ended June 30, 2014]	$	3,010
2015	12,164
2016	11,935
2017	10,773
2018	3,314
Thereafter	10,857
	$	52,053

The following table summarizes changes to goodwill during the nine months ended June 30, 2014, both in total and as allocated to our segments:



	Applications			Scores		Tools		Total
	(In thousands)
Balance at September 30, 2013	$	559,538		$	146,648	$	67,745	$	773,931
Addition from acquisitions	—			—		5,129		5,129
Adjustment related to prior acquisitions	(770		)	—		—		(770		)
Foreign currency translation adjustment	7,395			—		1,524		8,919
Balance at June 30, 2014	$	566,163		$	146,648	$	74,398	$	787,209

- Definition

The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.

+ References + Details

Composition of Certain Financial Statement Captions

9 Months Ended

Jun. 30, 2014

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Composition of Certain Financial Statement Captions

The following table summarizes property and equipment, and the related accumulated depreciation and amortization at June 30, 2014 and September 30, 2013:



	June 30, 2014			September 30, 2013
	(In thousands)
Property and equipment	$	181,556		$	174,822
Less: accumulated depreciation and amortization	(144,276		)	(129,667		)
	$	37,280		$	45,155

Revolving Line of Credit	9 Months Ended
Revolving Line of Credit	Jun. 30, 2014
Debt Disclosure [Abstract]
Revolving Line of Credit	Revolving Line of Credit We have a $200 million unsecured revolving line of credit with a syndicate of banks that expires on September 28, 2016. Proceeds from the credit facility can be used for working capital and general corporate purposes and may also be used for the refinancing of existing debt, acquisitions, and the repurchase of our common stock. Interest on amounts borrowed under the credit facility is based on (i) a base rate, which is the greater of (a) the prime rate and (b) the Federal Funds rate plus 0.50% or (ii) LIBOR plus an applicable margin. The margin on LIBOR borrowings ranges from 1.000% to 1.625% and is determined based on our consolidated leverage ratio. In addition, we must pay utilization fees if borrowings and commitments under the credit facility exceed 50% of the total credit facility commitment, as well as facility fees. The credit facility contains certain restrictive covenants including maintaining a maximum consolidated leverage ratio of 3.0 and a minimum fixed charge ratio of 2.5, and also contains other covenants typical of unsecured facilities. As of June 30, 2014, we had $83.0 million in borrowings outstanding at a weighted average interest rate of 1.282% and were in compliance with all financial covenants under this credit facility.

Senior Notes	9 Months Ended
Senior Notes	Jun. 30, 2014
Debt Disclosure [Abstract]
Senior Notes	Senior Notes On May 7, 2008, we issued $275 million of senior notes in a private placement to a group of institutional investors (the “2008 Senior Notes”). The 2008 Senior Notes were issued in four series with maturities ranging from 5 to 10 years. The outstanding 2008 Senior Notes’ weighted average interest rate is 7.0% and the weighted average maturity is 9.0 years. On July 14, 2010, we issued $245 million of senior notes in a private placement to a group of institutional investors (the “2010 Senior Notes” and, with the 2008 Senior Notes, the “Senior Notes”). The 2010 Senior Notes were issued in four series with maturities ranging from 6 to 10 years. The 2010 Senior Notes’ weighted average interest rate is 5.2% and the weighted average maturity is 8.0 years. The Senior Notes require interest payments semi-annually and also include certain restrictive covenants. As of June 30, 2014, we were in compliance with all financial covenants which include the maintenance of consolidated net debt to consolidated EBITDA ratio and a fixed charge coverage ratio. The issuance of the Senior Notes also required us to make certain covenants typical of unsecured facilities. The carrying value of the Senior Notes was $447.0 million and $455.0 million as of June 30, 2014 and September 30, 2013, respectively. The fair value of the Senior Notes was $463.6 million and $462.4 million as of June 30, 2014 and September 30, 2013, respectively. We measure the fair value of the Senior Notes based on Level 2 inputs, which include quoted market prices and interest rate spreads of similar securities.

Restructuring Expenses

9 Months Ended

Jun. 30, 2014

Restructuring and Related Activities [Abstract]

Restructuring Expenses

During the quarter ended June 30, 2014, we incurred $0.5 million in severance and facilities charges associated with our InfoCentricity acquisition. The following table summarizes our restructuring accruals and certain FICO facility closures. These balances, which are expected to be paid by the end of the second quarter of our fiscal 2015, are recorded in other accrued current liabilities within the accompanying condensed consolidated balance sheets.



	Accrual at		Expense Additions		Cash Payments			Accrual at
	September 30, 2013		Expense Additions		Cash Payments			June 30, 2014
	(In thousands)
Facilities charges	$	1,732	$	167	$	(1,568	)	$	331
Employee separation	—		3,963		(3,767		)	196
	$	1,732	$	4,130	$	(5,335	)	$	527

Income Taxes	9 Months Ended
Income Taxes	Jun. 30, 2014
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Effective Tax Rate The effective income tax rate was 32.2% and 31.4% during the quarters ended June 30, 2014 and 2013, respectively, and 34.4% and 30.9% during the nine months ended June 30, 2014 and 2013, respectively. The provision for income taxes during interim quarterly reporting periods is based on our estimates of the effective tax rates for the respective full fiscal year. The effective tax rate in any quarter can also be affected positively or negatively by adjustments that are required to be reported in the specific quarter of resolution. The increase in our effective tax rate year over year was primarily due to the expiration of the U.S. Federal Research and Development credit and a higher percentage of revenue expected in higher taxing jurisdictions. The total unrecognized tax benefit for uncertain tax positions at June 30, 2014 and September 30, 2013 is estimated to be approximately $6.7 million and $9.0 million, respectively. We recognize interest expense related to unrecognized tax benefits and penalties as part of the provision for income taxes in our condensed consolidated statements of income and comprehensive income. As of June 30, 2014 and September 30, 2013, we have accrued interest of $0.5 million and $0.9 million, respectively, related to unrecognized tax benefits.

Earnings Per Share

9 Months Ended

Jun. 30, 2014

Earnings Per Share [Abstract]

Earnings Per Share

The following table presents reconciliations for the numerators and denominators of basic and diluted earnings per share (“EPS”) for the quarters and nine months ended June 30, 2014 and 2013:



	Quarter Ended June 30,				Nine Months Ended June 30,
	2014		2013		2014		2013
	(In thousands, except per share data)
Numerator for diluted and basic earnings per share:
Net Income	$	20,548	$	19,622	$	58,276	$	61,538
Denominator - share:
Basic weighted-average shares	34,210		35,499		34,458		35,400
Effect of dilutive securities	952		886		962		940
Diluted weighted-average shares	35,162		36,385		35,420		36,340
Earnings per share:
Basic	$	0.60	$	0.55	$	1.69	$	1.74
Diluted	$	0.58	$	0.54	$	1.65	$	1.69

We exclude the options to purchase shares of common stock in the computation of the diluted EPS where the options’ exercise prices exceed the average market price of our common stock as their inclusion would be antidilutive. There were approximately 14,000 options excluded for the quarter ended June 30, 2014. There were no options excluded for the quarter ended June 30, 2013. There were approximately 9,000 and 145,000 options excluded for the nine months ended June 30, 2014 and 2013, respectively.

Segment Information

9 Months Ended

Jun. 30, 2014

Segment Reporting [Abstract]

Segment Information

We are organized into the following three reportable segments to align with internal management of our worldwide business operations based on product offerings.


•	Applications. Our Applications products are pre-configured decision management applications and associated professional services, designed for a specific type of business problem or process, such as marketing, account origination, customer management, fraud and insurance claims management.

•

Scores. This segment includes our business-to-business scoring solutions, our myFICO^® solutions for consumers and associated professional services. Our scoring solutions give our clients access to analytics that can be easily integrated into their transaction streams and decision-making processes. Our scoring solutions are distributed through major credit reporting agencies, as well as services through which we provide our scores to clients directly.


•	Tools. The Tools segment is composed of software tools and associated professional services that clients can use to create their own custom decision management applications.

Our Chief Executive Officer evaluates segment financial performance based on segment revenues and segment operating income. Segment operating expenses consist of direct and indirect costs principally related to personnel, facilities, consulting, travel and depreciation. Indirect costs are allocated to the segments generally based on relative segment revenues, fixed rates established by management based upon estimated expense contribution levels and other assumptions that management considers reasonable. We do not allocate broad-based incentive expense, share-based compensation expense, restructuring expense, amortization expense, various corporate charges and certain other income and expense measures to our segments. These income and expense items are not allocated because they are not considered in evaluating the segment’s operating performance. Our Chief Executive Officer does not evaluate the financial performance of each segment based on its respective assets or capital expenditures; rather, depreciation amounts are allocated to the segments from their internal cost centers as described above. We have recast certain prior period amounts within this note to conform to the way we internally managed and monitored segment performance during the current fiscal year, reflecting immaterial movements of business activities between segments and changes in cost allocations.

The following tables summarize segment information for the quarters and nine months ended June 30, 2014 and 2013:



	Quarter Ended June 30, 2014
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	78,915		$	44,077		$	9,262		$	—		$	132,254
Professional services	31,898			801			5,823			—			38,522
License	19,043			452			7,339			—			26,834
Total segment revenues	129,856			45,330			22,424			—			197,610
Segment operating expense	(86,413		)	(11,444		)	(24,923		)	(25,424		)	(148,204		)
Segment operating income	$	43,443		$	33,886		$	(2,499	)	$	(25,424	)	49,406
Unallocated share-based compensation expense													(9,345		)
Unallocated amortization expense													(3,019		)
Unallocated restructuring and acquisition-related													(621		)
Operating income													36,421
Unallocated interest income													13
Unallocated interest expense													(7,064		)
Unallocated other income, net													931
Income before income taxes													$	30,301
Depreciation expense	$	3,616		$	213		$	706		$	630		$	5,165



	Quarter Ended June 30, 2013
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	75,537		$	45,915		$	7,970		$	—		$	129,422
Professional services	26,230			806			5,270			—			32,306
License	13,216			431			8,397			—			22,044
Total segment revenues	114,983			47,152			21,637			—			183,772
Segment operating expense	(87,688		)	(12,977		)	(17,569		)	(20,004		)	(138,238		)
Segment operating income	$	27,295		$	34,175		$	4,068		$	(20,004	)	45,534
Unallocated share-based compensation expense													(6,652		)
Unallocated amortization expense													(3,477		)
Unallocated restructuring and acquisition-related													(197		)
Operating income													35,208
Unallocated interest income													15
Unallocated interest expense													(7,432		)
Unallocated other income, net													830
Income before income taxes													$	28,621
Depreciation expense	$	3,789		$	220		$	536		$	705		$	5,250



	Nine Months Ended June 30, 2014
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	233,592		$	133,955		$	26,731		$	—		$	394,278
Professional services	87,058			2,167			18,202			—			107,427
License	36,732			4,246			24,732			—			65,710
Total segment revenues	357,382			140,368			69,665			—			567,415
Segment operating expense	(247,326		)	(32,758		)	(66,798		)	(71,253		)	(418,135		)
Segment operating income	$	110,056		$	107,610		$	2,867		$	(71,253	)	149,280
Unallocated share-based compensation expense													(25,631		)
Unallocated amortization expense													(8,940		)
Unallocated restructuring and acquisition-related													(4,281		)
Operating income													110,428
Unallocated interest income													29
Unallocated interest expense													(21,305		)
Unallocated other expense, net													(381		)
Income before income taxes													$	88,771
Depreciation expense	$	10,714		$	623		$	1,942		$	1,977		$	15,256



	Nine Months Ended June 30, 2013
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	231,174		$	130,558		$	24,027		$	—		$	385,759
Professional services	79,704			3,333			15,715			—			98,752
License	46,027			770			21,809			—			68,606
Total segment revenues	356,905			134,661			61,551			—			553,117
Segment operating expense	(254,439		)	(38,457		)	(48,479		)	(67,498		)	(408,873		)
Segment operating income	$	102,466		$	96,204		$	13,072		$	(67,498	)	144,244
Unallocated share-based compensation expense													(18,897		)
Unallocated amortization expense													(10,453		)
Unallocated restructuring and acquisition-related													(3,486		)
Operating income													111,408
Unallocated interest income													45
Unallocated interest expense													(23,167		)
Unallocated other income, net													765
Income before income taxes													$	89,051
Depreciation expense	$	10,564		$	659		$	1,487		$	1,997		$	14,707

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
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+ Details

Contingencies	9 Months Ended
Contingencies	Jun. 30, 2014
Commitments and Contingencies Disclosure [Abstract]
Contingencies	Contingencies We are in disputes with certain customers regarding amounts owed in connection with the sale of certain of our products and services. We also have had claims asserted by former employees relating to compensation and other employment matters. We are also involved in various other claims and legal actions arising in the ordinary course of business. We record litigation accruals for legal matters which are both probable and estimable. For legal proceedings for which there is a reasonable possibility of loss (meaning those losses for which the likelihood is more than remote but less than probable), we have determined we do not have material exposure on an aggregate basis.

Nature of Business (Policies)	9 Months Ended
Nature of Business (Policies)	Jun. 30, 2014
Accounting Policies [Abstract]
Fair Isaac Corporation	Fair Isaac Corporation Incorporated under the laws of the State of Delaware, Fair Isaac Corporation (“FICO”) is a provider of analytic, software and data management products and services that enable businesses to automate, improve and connect decisions. FICO provides a range of analytical solutions, credit scoring and credit account management products and services to banks, credit reporting agencies, credit card processing agencies, insurers, retailers, healthcare organizations and public agencies. In these condensed consolidated financial statements, FICO is referred to as “we,” “us,” “our,” or “FICO”.
Principles of Consolidation and Basis of Presentation	Principles of Consolidation and Basis of Presentation We have prepared the accompanying unaudited interim condensed consolidated financial statements in accordance with the instructions to Form 10-Q and the applicable accounting guidance. Consequently, we have not necessarily included in this Form 10-Q all information and footnotes required for audited financial statements. In our opinion, the accompanying unaudited interim condensed consolidated financial statements in this Form 10-Q reflect all adjustments (consisting only of normal recurring adjustments, except as otherwise indicated) necessary for a fair presentation of our financial position and results of operations. These unaudited condensed consolidated financial statements and notes thereto should be read in conjunction with our audited consolidated financial statements and notes thereto presented in our Annual Report on Form 10-K for the year ended September 30, 2013. The interim financial information contained in this report is not necessarily indicative of the results to be expected for any other interim period or for the entire fiscal year. The condensed consolidated financial statements include the accounts of FICO and its subsidiaries. All intercompany accounts and transactions have been eliminated.
Use of Estimates	Use of Estimates The preparation of financial statements in conformity with U.S. generally accepted accounting principles requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the dates of the financial statements and the reported amounts of revenues and expenses during the reporting periods. Actual results could differ from those estimates. Significant items subject to such estimates and assumptions include, but are not limited to: revenue recognition; recoverability of accounts receivable; valuation of goodwill and intangible assets, including impairment assessment; valuation of share-based compensation; and realizability of deferred tax assets.
New Accounting Pronouncements Recently Issued or Adopted	New Accounting Pronouncements Recently Issued or Adopted In July 2013, the Financial Accounting Standards Board (FASB) issued ASU No. 2013-11, “Presentation of an Unrecognized Tax Benefit When a Net Operating Loss Carryforward, a Similar Tax Loss, or a Tax Credit Carryforward Exists.” (“ASU 2013-11”). ASU 2013-11 provides guidance for presentation of an unrecognized tax benefit, or a portion of an unrecognized tax benefit. ASU 2013-11 provides that a benefit should be presented in the financial statements as a reduction to a deferred tax asset for a net operating loss carryforward, a similar tax loss, or a tax credit carryforward, except as follows. To the extent a net operating loss carryforward, a similar tax loss, or a tax credit carryforward is not available at the reporting date under the tax law of the applicable jurisdiction to settle any additional income taxes that would result from the disallowance of a tax position or the tax law of the applicable jurisdiction does not require the entity to use, and the entity does not intend to use, the deferred tax asset for such purpose, the unrecognized tax benefit should be presented in the financial statements as a liability and should not be combined with deferred tax assets. ASU 2013-11 is effective for fiscal years and interim periods within those years, beginning on or after December 15, 2013, which means it will be effective for our fiscal year beginning October 1, 2014. We do not believe that adoption of ASU 2013-11 will have a significant impact on our condensed consolidated financial statements. In May 2014, the FASB issued ASU No. 2014-09, “Revenue from Contracts with Customers (Topic 606)” (“ASU 2014-09”). ASU 2014-09 requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. ASU 2014-09 will replace most existing revenue recognition guidance in U.S. Generally Accepted Accounting Principles when it becomes effective and permits the use of either the retrospective or cumulative effect transition method. The guidance also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts. Early adoption is not permitted. ASU 2014-09 is effective for fiscal years and interim periods within those years, beginning on or after December 15, 2016, which means it will be effective for our fiscal year beginning October 1, 2017. We have not yet selected a transition method and we are currently evaluating the impact that the updated standard will have on our consolidated financial statements.

Fair Value Measurements (Tables)

9 Months Ended

Jun. 30, 2014

Fair Value Disclosures [Abstract]

Fair Value, Assets Measured on Recurring Basis

The following table represents financial assets that we measured at fair value on a recurring basis at June 30, 2014 and September 30, 2013:



June 30, 2014	Active Markets for Identical Instruments (Level 1)		Fair Value as of June 30, 2014
Assets:
Cash equivalents (1)	$	5,735	$	5,735
Marketable securities (2)	8,689		8,689
Total	$	14,424	$	14,424
September 30, 2013	Active Markets for Identical Instruments (Level 1)		Fair Value as of September 30, 2013
Assets:
Cash equivalents (1)	$	685	$	685
Marketable securities (2)	7,107		7,107
Total	$	7,792	$	7,792


(1)	Included in cash and cash equivalents on our condensed consolidated balance sheet at June 30, 2014 and September 30, 2013. Not included in this table are cash deposits of $87.4 million and $82.5 million at June 30, 2014 and September 30, 2013, respectively.


(2)	Represents securities held under a supplemental retirement and savings plan for senior management employees, which are distributed upon termination or retirement of the employees. Included in marketable securities available for sale on our condensed consolidated balance sheet at June 30, 2014 and September 30, 2013.

Derivative Financial Instruments (Tables)

9 Months Ended

Jun. 30, 2014

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Schedule of Notional Amounts of Outstanding Derivative Positions

The following tables summarize our outstanding foreign currency forward contracts, by currency, at June 30, 2014 and September 30, 2013:



	June 30, 2014
	Contract Amount				Fair Value
	Foreign Currency		US$		US$
	(In thousands)
Sell foreign currency:
Canadian dollar (CAD)	CAD	5,350	$	4,990	$	—
Euro (EUR)	EUR	4,500	$	6,161	$	—
Buy foreign currency:
British pound (GBP)	GBP	11,955	$	20,400	$	—



	September 30, 2013
	Contract Amount				Fair Value
	Foreign Currency		US$		US$
	(In thousands)
Sell foreign currency:
Canadian dollar (CAD)	CAD	4,700	$	4,542	$	—
Euro (EUR)	EUR	5,400	$	7,307	$	—
Buy foreign currency:
British pound (GBP)	GBP	6,513	$	10,500	$	—

Schedule of Derivative Instruments, Gain (Loss) in Statement of Financial Performance



	Quarter Ended June 30,				Nine Months Ended June 30,
	2014		2013		2014		2013
	(In thousands)
Foreign currency forward contracts	$	318	$	131	$	850	$	(728	)

Goodwill and Intangible Assets (Tables)

9 Months Ended

Jun. 30, 2014

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Amortization Expense



	Quarter Ended June 30,				Nine Months Ended June 30,
	2014		2013		2014		2013
	(In thousands)
Cost of revenues	$	1,880	$	1,739	$	5,502	$	4,883
Selling, general and administrative expenses	1,139		1,738		3,438		5,570
	$	3,019	$	3,477	$	8,940	$	10,453

Schedule of Finite-Lived Intangible Assets, Future Amortization Expense

Estimated future intangible asset amortization expense associated with intangible assets existing at June 30, 2014, was as follows (in thousands):



Year Ended September 30,
2014 [excluding the nine months ended June 30, 2014]	$	3,010
2015	12,164
2016	11,935
2017	10,773
2018	3,314
Thereafter	10,857
	$	52,053

Schedule of Goodwill

The following table summarizes changes to goodwill during the nine months ended June 30, 2014, both in total and as allocated to our segments:



	Applications			Scores		Tools		Total
	(In thousands)
Balance at September 30, 2013	$	559,538		$	146,648	$	67,745	$	773,931
Addition from acquisitions	—			—		5,129		5,129
Adjustment related to prior acquisitions	(770		)	—		—		(770		)
Foreign currency translation adjustment	7,395			—		1,524		8,919
Balance at June 30, 2014	$	566,163		$	146,648	$	74,398	$	787,209

Composition of Certain Financial Statement Captions (Tables)	9 Months Ended
	Jun. 30, 2014
Organization, Consolidation and Presentation of Financial Statements [Abstract]
Property, Plant