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Document and Entity Information - shares	6 Months Ended
Document and Entity Information - shares	Mar. 31, 2015	Apr. 17, 2015
Document And Entity Information [Abstract]
Document Type	10-Q
Amendment Flag	false
Document Period End Date	Mar. 31, 2015
Document Fiscal Year Focus	2015
Document Fiscal Period Focus	Q2
Trading Symbol	FICO
Entity Registrant Name	FAIR ISAAC CORP
Entity Central Index Key	0000814547
Current Fiscal Year End Date	--09-30
Entity Filer Category	Large Accelerated Filer
Entity Common Stock, Shares Outstanding		31,051,574

CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2015	Sep. 30, 2014
Current assets:
Cash and cash equivalents	$ 86,841	$ 105,075
Accounts receivable, net	169,932	155,295
Prepaid expenses and other current assets	44,982	28,157
Total current assets	301,755	288,527
Marketable securities available for sale	9,706	8,751
Other investments	10,958	11,033
Property and equipment, net	40,011	36,677
Goodwill	809,117	779,928
Intangible assets, net	53,582	47,914
Deferred income taxes	4,285	13,061
Other assets	7,237	6,407
Total assets	1,236,651	1,192,298
Current liabilities:
Accounts payable	38,418	22,000
Accrued compensation and employee benefits	37,301	56,650
Other accrued liabilities	30,755	36,235
Deferred revenue	67,609	56,519
Current maturities on debt	82,000	170,000
Total current liabilities	256,083	341,404
Long-term debt	576,000	376,000
Other liabilities	23,406	20,280
Total liabilities	855,489	737,684
Commitments and contingencies
Stockholders’ equity:
Preferred stock [$0.01 par value; 1,000 shares authorized; none issued and outstanding]	0	0
Common stock ($0.01 par value; 200,000 shares authorized, 88,857 shares issued and 31,368 and 32,047 shares outstanding at March 31, 2015 and September 30, 2014, respectively)	314	320
Paid-in-capital	1,130,709	1,129,317
Treasury stock, at cost (57,489 and 56,810 shares at March 31, 2015 and September 30, 2014, respectively)	(2,012,431)	(1,936,095)
Retained earnings	1,316,278	1,284,261
Accumulated other comprehensive loss	(53,708)	(23,189)
Total stockholders’ equity	381,162	454,614
Total liabilities and stockholders’ equity	$ 1,236,651	$ 1,192,298

CONDENSED CONSOLIDATED BALANCE SHEETS (Parenthetical) - $ / shares	Mar. 31, 2015	Sep. 30, 2014
Preferred stock, par value	$ 0.01	$ 0.01
Preferred stock, shares authorized	1,000,000	1,000,000
Preferred stock, issued	0	0
Preferred stock, outstanding	0	0
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	200,000,000	200,000,000
Common stock, shares issued	88,857,000	88,857,000
Common stock, shares outstanding	31,368,000	32,047,000
Treasury stock, shares	57,489,000	56,810,000

CONDENSED CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands

3 Months Ended

6 Months Ended

Mar. 31, 2015

Mar. 31, 2014

Mar. 31, 2015

Mar. 31, 2014

Revenues:

Transactional and maintenance

$ 138,683

$ 132,369

$ 270,093

$ 262,024

Professional services

37,946

34,619

73,144

68,905

License

30,480

18,474

53,422

38,876

Total revenues

207,109

185,462

396,659

369,805

Operating expenses:

Cost of revenues

^[1]

70,991

58,183

137,291

115,502

Research and development

24,341

19,690

46,978

37,782

Selling, general and administrative

^[1]

73,863

65,944

146,664

132,933

Amortization of intangible assets

^[1]

3,515

2,908

6,447

5,921

Restructuring and acquisition-related

3,660

Total operating expenses

172,710

146,725

337,380

295,798

Operating income

34,399

38,737

59,279

74,007

Interest expense, net

(7,718)

(7,099)

(14,923)

(14,225)

Other income (expense), net

(648)

(351)

(1,312)

Income before income taxes

26,033

31,287

44,357

58,470

Provision for income taxes

7,163

10,536

11,080

20,742

Net income

18,870

20,751

33,277

37,728

Other comprehensive income (loss):

Foreign currency translation adjustments

(19,068)

2,893

(30,519)

6,898

Comprehensive income (loss)

$ (198)

$ 23,644

$ 2,758

$ 44,626

Earnings per share:

Basic (in dollars per share)

$ 0.60

$ 1.05

$ 1.09

Diluted (in dollars per share)

$ 0.58

$ 0.59

$ 1.01

$ 1.06

Shares used in computing earnings per share:

Basic (in shares)

31,335

34,500

31,639

34,705

Diluted (in shares)

32,448

35,311

32,791

35,670

[1]	Cost of revenues and selling, general and administrative expenses exclude the amortization of intangible assets. See Note 5 to the condensed consolidated financial statements.

CONDENSED CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY - 6 months ended Mar. 31, 2015 - USD ($) shares in Thousands, $ in Thousands	Total	Common Stock	Paid-in-Capital	Treasury Stock	Retained Earnings	Accumulated Other Comprehensive Loss
Beginning Balance at Sep. 30, 2014	$ 454,614	$ 320	$ 1,129,317	$ (1,936,095)	$ 1,284,261	$ (23,189)
Beginning Balance (in shares) at Sep. 30, 2014		32,047
Increase (Decrease) in Stockholders' Equity [Roll Forward]
Share-based compensation	20,596		20,596
Issuance of treasury stock under employee stock plans	(4,139)	$ 8	(28,510)	24,363
Issuance of treasury stock under employee stock plans (in shares)		705
Tax effect from share-based payment arrangements	9,306		9,306
Repurchases of common stock	(100,713)	$ (14)		(100,699)
Repurchases of common stock (shares)		(1,384)
Dividends paid	(1,260)				(1,260)
Net income	33,277				33,277
Foreign currency translation adjustments	(30,519)					(30,519)
Ending Balance at Mar. 31, 2015	$ 381,162	$ 314	$ 1,130,709	$ (2,012,431)	$ 1,316,278	$ (53,708)
Ending Balance (in shares) at Mar. 31, 2015		31,368

CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Mar. 31, 2015	Mar. 31, 2014
Cash flows from operating activities:
Net income	$ 33,277	$ 37,728
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	17,047	16,012
Share-based compensation	20,596	16,286
Deferred income taxes	2,453	(5,073)
Tax effect from share-based payment arrangements	9,306	4,697
Excess tax benefits from share-based payment arrangements	(8,616)	(5,078)
Provision for doubtful accounts, net	0	591
Net loss on sales of property and equipment	12	3
Changes in operating assets and liabilities:
Accounts receivable	(15,072)	3,687
Prepaid expenses and other assets	(15,777)	930
Accounts payable	10,655	(734)
Accrued compensation and employee benefits	(18,912)	(2,740)
Other liabilities	(6,948)	4,651
Deferred revenue	15,261	4,127
Net cash provided by operating activities	43,282	75,087
Cash flows from investing activities:
Purchases of property and equipment	(10,251)	(4,296)
Cash paid for acquisitions, net of cash acquired	(56,621)	0
Distribution from cost method investees	75	0
Net cash used in investing activities	(66,797)	(4,296)
Cash flows from financing activities:
Proceeds from revolving line of credit	152,000	23,000
Payments on revolving line of credit	(40,000)	(10,000)
Proceeds from issuance of treasury stock under employee stock plans	11,853	13,256
Taxes paid related to net share settlement of equity awards	(15,992)	(9,571)
Dividends paid	(1,260)	(1,390)
Repurchases of common stock	(100,713)	(67,141)
Excess tax benefits from share-based payment arrangements	8,616	5,078
Net cash provided by (used in) financing activities	14,504	(46,768)
Effect of exchange rate changes on cash	(9,223)	975
Increase (decrease) in cash and cash equivalents	(18,234)	24,998
Cash and cash equivalents, beginning of period	105,075	83,178
Cash and cash equivalents, end of period	86,841	108,176
Supplemental disclosures of cash flow information:
Cash paid for income taxes, net of refunds	24,496	9,819
Cash paid for interest	14,709	13,983
Supplemental disclosures of non-cash investing and financing activities:
Purchase of property and equipment included in accounts payable	$ 4,742	$ 462

Nature of Business	6 Months Ended
Nature of Business	Mar. 31, 2015
Accounting Policies [Abstract]
Nature of Business	Nature of Business Fair Isaac Corporation Incorporated under the laws of the State of Delaware, Fair Isaac Corporation (“FICO”) is a provider of analytic, software and data management products and services that enable businesses to automate, improve and connect decisions. FICO provides a range of analytical solutions, credit scoring and credit account management products and services to banks, credit reporting agencies, credit card processing agencies, insurers, retailers, telecommunications providers, pharmaceutical companies, healthcare organizations, public agencies and organizations in other industries. In these condensed consolidated financial statements, Fair Isaac Corporation is referred to as “FICO,” “we,” “us,” “our,” or “the Company.” Principles of Consolidation and Basis of Presentation We have prepared the accompanying unaudited interim condensed consolidated financial statements in accordance with the instructions to Form 10-Q and the applicable accounting guidance. Consequently, we have not necessarily included in this Form 10-Q all information and footnotes required for audited financial statements. In our opinion, the accompanying unaudited interim condensed consolidated financial statements in this Form 10-Q reflect all adjustments (consisting only of normal recurring adjustments, except as otherwise indicated) necessary for a fair presentation of our financial position and results of operations. These unaudited condensed consolidated financial statements and notes thereto should be read in conjunction with our audited consolidated financial statements and notes thereto presented in our Annual Report on Form 10-K for the year ended September 30, 2014. The interim financial information contained in this report is not necessarily indicative of the results to be expected for any other interim period or for the entire fiscal year. The condensed consolidated financial statements include the accounts of FICO and its subsidiaries. All intercompany accounts and transactions have been eliminated. Use of Estimates We make estimates and assumptions that affect the amounts reported in the financial statements and the disclosures made in the accompanying notes. For example, we use estimates in determining the collectibility of accounts receivable; the appropriate levels of various accruals; labor hours in connection with fixed-fee service contracts; the amount of our tax provision and the realizability of deferred tax assets. We also use estimates in determining the remaining economic lives and carrying values of acquired intangible assets, property and equipment, and other long-lived assets. In addition, we use assumptions to estimate the fair value of reporting units and share-based compensation. Actual results may differ from our estimates. New Accounting Pronouncements Recently Issued or Adopted In May 2014, the Financial Accounting Standards Board ("FASB") issued ASU No. 2014-09, "Revenue from Contracts with Customers (Topic 606)" ("ASU 2014-09"). ASU 2014-09 requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. ASU 2014-09 will replace most existing revenue recognition guidance in U.S. Generally Accepted Accounting Principles when it becomes effective and permits the use of either the retrospective or cumulative effect transition method. The guidance also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts. Early adoption is not permitted. ASU 2014-09 is effective for fiscal years and interim periods within those years, beginning on or after December 15, 2016, which means it will be effective for our fiscal year beginning October 1, 2017. We have not yet selected a transition method and we are currently evaluating the impact that the updated standard will have on our consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, "Simplifying the Presentation of Debt Issuance" ("ASU 2015-03"), which changes the presentation of debt issuance costs in financial statements. Under ASU 2015-03, an entity presents such costs in the balance sheet as a direct deduction from the related debt liability rather than as an asset. Amortization of the costs is reported as interest expense. ASU 2015-03 is effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2015, which means it will be effective for our fiscal year beginning October 1, 2016. Early adoption is permitted. We do not believe that adoption of ASU 2015-03 will have a significant impact on our consolidated financial statements.

Business Combinations

6 Months Ended

Mar. 31, 2015

Business Combinations [Abstract]

Business Combinations

On January 12, 2015, we acquired 100% of the equity of TONBELLER Aktiengesellschaft ("TONBELLER"). TONBELLER is an innovative provider of financial crime and compliance ("FCC") solutions that support the demanding regulatory compliance requirements of more than a thousand banks and commercial organizations. This acquisition will allow us to capitalize on the escalating demand for new, risk-based, integrated FCC solutions.

The purchase price allocation as of the date of the acquisition was based on a preliminary valuation and is subject to revision as more detailed analyses are completed and additional information about the fair value of assets acquired and liabilities assumed become available. The major classes of assets and liabilities to which we have preliminarily allocated the purchase price are as follows:



	(In thousands)
Consideration

Cash	$	59,640

Acquisition-related costs (included in the company’s condensed consolidated statement of income for the quarter and six months ended March 31, 2015 as a component of selling, general and administrative expenses)	$	486

Recognized amounts of identifiable assets acquired and liabilities assumed

Cash and cash equivalents	$	2,640
Accounts receivable, net	5,389
Prepaid expenses and other current assets	209
Intangible assets:
Completed technology	2,700
Customer relationships	11,600
Trade names	600
Other assets	112
Accounts payable	(1,118		)
Accrued compensation and employee benefits	(1,493		)
Other accrued liabilities	(2,838		)
Deferred income taxes	(4,349		)
Total identifiable net assets	13,452

Goodwill	46,188
Total	$	59,640

The acquired identifiable intangible assets have a weighted average useful life of approximately 4.9 years and are being amortized using the straight-line method over their estimated useful lives as follows: completed technology, five years; customer relationships, five years; and trade names, three years. The goodwill of $46.2 million arising from the acquisition consists largely of the revenue synergies related to market expansion and more rapid innovation for our solutions. The goodwill was allocated to our Applications segment and is not deductible for tax purposes. TONBELLER has been included in our operating results since the acquisition date. The pro forma impact of this acquisition was not deemed material to our results of operations.

- Definition

The entire disclosure for a business combination (or series of individually immaterial business combinations) completed during the period, including background, timing, and recognized assets and liabilities. The disclosure may include leverage buyout transactions (as applicable).

+ References

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+ Details

Fair Value Measurements

6 Months Ended

Mar. 31, 2015

Fair Value Disclosures [Abstract]

Fair Value Measurements

Fair value is defined as the price that would be received from the sale of an asset or paid to transfer a liability (an exit price) in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. The accounting guidance establishes a three-level hierarchy for disclosure that is based on the extent and level of judgment used to estimate the fair value of assets and liabilities.


•	Level 1 - uses unadjusted quoted prices that are available in active markets for identical assets or liabilities. Our Level 1 assets are comprised of money market funds and certain equity securities.

•

Level 2 - uses inputs other than quoted prices included in Level 1 that are either directly or indirectly observable through correlation with market data. These include quoted prices for similar assets or liabilities in active markets; quoted prices for identical or similar assets or liabilities in markets that are not active; and inputs to valuation models or other pricing methodologies that do not require significant judgment because the inputs used in the model, such as interest rates and volatility, can be corroborated by readily observable market data. We do not have any assets that are valued using inputs identified under a Level 2 hierarchy as of March 31, 2015 and September 30, 2014.

•

Level 3 - uses one or more significant inputs that are unobservable and supported by little or no market activity, and that reflect the use of significant management judgment. Level 3 assets and liabilities include those whose fair value measurements are determined using pricing models, discounted cash flow methodologies or similar valuation techniques, and significant management judgment or estimation. We do not have any assets or liabilities that are valued using inputs identified under a Level 3 hierarchy as of March 31, 2015 and September 30, 2014.

The following tables represent financial assets that we measured at fair value on a recurring basis at March 31, 2015 and September 30, 2014:



March 31, 2015	Active Markets for Identical Instruments (Level 1)		Fair Value as of March 31, 2015
	(In thousands)
Assets:
Cash equivalents (1)	$	439	$	439
Marketable securities (2)	9,706		9,706
Total	$	10,145	$	10,145

September 30, 2014	Active Markets for Identical Instruments (Level 1)		Fair Value as of September 30, 2014
	(In thousands)
Assets:
Cash equivalents (1)	$	10,326	$	10,326
Marketable securities (2)	8,751		8,751
Total	$	19,077	$	19,077


(1)	Included in cash and cash equivalents on our condensed consolidated balance sheet at March 31, 2015 and September 30, 2014. Not included in these tables are cash deposits of $86.4 million and $94.7 million at March 31, 2015 and September 30, 2014, respectively.


(2)	Represents securities held under a supplemental retirement and savings plan for senior management employees, which are distributed upon termination or retirement of the employees. Included in marketable securities available for sale on our condensed consolidated balance sheet at March 31, 2015 and September 30, 2014.

Where applicable, we use quoted prices in active markets for identical assets or liabilities to determine fair value. This pricing applies to our Level 1 investments. To the extent quoted prices in active markets for assets or liabilities are not available, the valuation techniques used to measure the fair values of our financial assets incorporate market inputs, which include reported trades, broker/dealer quotes, benchmark yields, issuer spreads, benchmark securities and other inputs derived from or corroborated by observable market data. This methodology would apply to our Level 2 investments. We have not changed our valuation techniques in measuring the fair value of any financial assets and liabilities during the period.

For the fair value of our derivative instruments and senior notes, see Note 4 and Note 8 to the condensed consolidated financial statements, respectively.

- Definition

The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.

+ References + Details

Derivative Financial Instruments

6 Months Ended

Mar. 31, 2015

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Derivative Financial Instruments

We use derivative instruments to manage risks caused by fluctuations in foreign exchange rates. The primary objective of our derivative instruments is to protect the value of foreign-currency-denominated receivable and cash balances from the effects of volatility in foreign exchange rates that might occur prior to conversion to their respective functional currencies. We principally utilize foreign currency forward contracts, which enable us to buy and sell foreign currencies in the future at fixed exchange rates and economically offset changes in foreign exchange rates. We routinely enter into contracts to offset exposures denominated in the British pound, Euro and Canadian dollar.

Foreign-currency-denominated receivable and cash balances are remeasured at foreign exchange rates in effect on the balance sheet date with the effects of changes in foreign exchange rates reported in other income (expense), net. The forward contracts are not designated as hedges and are marked to market through other income (expense), net. Fair value changes in the forward contracts help mitigate the changes in the value of the remeasured receivable and cash balances attributable to changes in foreign exchange rates. The forward contracts are short-term in nature and typically have average maturities at inception of less than three months.

The following tables summarize our outstanding foreign currency forward contracts, by currency, at March 31, 2015 and September 30, 2014:



	March 31, 2015
	Contract Amount				Fair Value
	Foreign Currency		US$		US$
	(In thousands)
Sell foreign currency:
Canadian dollar (CAD)	CAD	7,550	$	5,923	$	—
Euro (EUR)	EUR	6,050	$	6,508	$	—
Buy foreign currency:
British pound (GBP)	GBP	6,366	$	9,400	$	—



	September 30, 2014
	Contract Amount				Fair Value
	Foreign Currency		US$		US$
	(In thousands)
Sell foreign currency:
Canadian dollar (CAD)	CAD	3,300	$	2,960	$	—
Euro (EUR)	EUR	3,800	$	4,790	$	—
Buy foreign currency:
British pound (GBP)	GBP	6,795	$	11,000	$	—

The foreign currency forward contracts were entered into on March 31, 2015 and September 30, 2014, respectively; therefore, their fair value was $0 on each of these dates.

Gains (losses) on derivative financial instruments are recorded in our condensed consolidated statements of income and comprehensive income as a component of other income (expense), net, and consisted of the following:



	Quarter Ended March 31,					Six Months Ended March 31,
	2015			2014		2015			2014
	(In thousands)
Gains (losses) on Foreign currency forward contracts	$	(10	)	$	194	$	(339	)	$	532

- Definition

The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 815
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+ Details

Goodwill and Intangible Assets

6 Months Ended

Mar. 31, 2015

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill and Intangible Assets

Amortization expense associated with our intangible assets, which has been reflected as a separate operating expense caption within the accompanying condensed consolidated statements of income and comprehensive income, consisted of the following:



	Quarter Ended March 31,				Six Months Ended March 31,
	2015		2014		2015		2014
	(In thousands)
Cost of revenues	$	1,901	$	1,823	$	3,737	$	3,622
Selling, general and administrative expenses	1,614		1,085		2,710		2,299
	$	3,515	$	2,908	$	6,447	$	5,921

Cost of revenues reflects our amortization of completed technology and selling, general and administrative expenses reflects our amortization of other intangible assets. Intangible assets, gross were $152.6 million and $142.2 million as of March 31, 2015 and September 30, 2014, respectively.

Estimated future intangible asset amortization expense associated with intangible assets existing at March 31, 2015, was as follows (in thousands):



Year Ended September 30,
2015 (excluding the six months ended March 31, 2015)	$	7,091
2016	13,953
2017	12,850
2018	5,898
2019	5,385
Thereafter	8,405
	$	53,582

The following table summarizes changes to goodwill during the six months ended March 31, 2015, both in total and as allocated to our segments:



	Applications			Scores		Tools			Total
	(In thousands)
Balance at September 30, 2014	$	560,295		$	146,648	$	72,985		$	779,928
Addition from acquisitions	46,188			—		—			46,188
Foreign currency translation adjustment	(14,695		)	—		(2,304		)	(16,999		)
Balance at March 31, 2015	$	591,788		$	146,648	$	70,681		$	809,117

- Definition

The entire disclosure for the aggregate amount of goodwill and a description of intangible assets, which may include (a) for amortizable intangible assets (also referred to as finite-lived intangible assets), the carrying amount, the amount of any significant residual value, and the weighted-average amortization period, (b) for intangible assets not subject to amortization (also referred to as indefinite-lived intangible assets), the carrying amount, and (c) the amount of research and development assets acquired and written off in the period, including the line item in the income statement in which the amounts written off are aggregated, if not readily apparent from the income statement. Also discloses (a) for amortizable intangibles assets in total and by major class, the gross carrying amount and accumulated amortization, the total amortization expense for the period, and the estimated aggregate amortization expense for each of the five succeeding fiscal years, (b) for intangible assets not subject to amortization the carrying amount in total and by major class, and (c) for goodwill, in total and for each reportable segment, the changes in the carrying amount of goodwill during the period (including the aggregate amount of goodwill acquired, the aggregate amount of impairment losses recognized, and the amount of goodwill included in the gain (loss) on disposal of a reporting unit). If any part of goodwill has not been allocated to a reportable segment, discloses the unallocated amount and the reasons for not allocating. For each impairment loss recognized related to an intangible asset (excluding goodwill), discloses: (a) a description of the impaired intangible asset and the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method for determining fair value, (c) the caption in the income statement or the statement of activities in which the impairment loss is aggregated, and (d) the segment in which the impaired intangible asset is reported. For each goodwill impairment loss recognized, discloses: (a) a description of the facts and circumstances leading to the impairment, (b) the amount of the impairment loss and the method of determining the fair value of the associated reporting unit, and (c) if a recognized impairment loss is an estimate not finalized and the reasons why the estimate is not final. May also disclose the nature and amount of any significant adjustments made to a previous estimate of an impairment loss.

+ References + Details

Composition of Certain Financial Statement Captions

6 Months Ended

Mar. 31, 2015

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Composition of Certain Financial Statement Captions

The following table summarizes property and equipment, and the related accumulated depreciation and amortization at March 31, 2015 and September 30, 2014:



	March 31, 2015			September 30, 2014
	(In thousands)
Property and equipment	$	165,485		$	164,548
Less: accumulated depreciation and amortization	(125,474		)	(127,871		)
	$	40,011		$	36,677

Revolving Line of Credit	6 Months Ended
Revolving Line of Credit	Mar. 31, 2015
Debt Disclosure [Abstract]
Revolving Line of Credit	Revolving Line of Credit We have a $400 million unsecured revolving line of credit with a syndicate of banks that expires on December 30, 2019. Proceeds from the credit facility can be used for working capital and general corporate purposes and may also be used for the refinancing of existing debt, acquisitions and the repurchase of our common stock. Interest on amounts borrowed under the credit facility is based on (i) a base rate, which is the greater of (a) the prime rate, (b) the Federal Funds rate plus 0.500% and (c) the one-month LIBOR rate plus 1.000%, plus, in each case, an applicable margin, or (ii) an adjusted LIBOR rate plus an applicable margin. The applicable margin for base rate borrowings ranges from 0% to 0.875% and for LIBOR borrowings ranges from 1.000% to 1.875%, and is determined based on our consolidated leverage ratio. In addition, we must pay credit facility fees. The credit facility contains certain restrictive covenants including maintaining a minimum fixed charge ratio of 2.5 and a maximum consolidated leverage ratio of 3.0, subject to a step up to 3.5 following certain permitted acquisitions. The credit agreement also contains other covenants typical of unsecured facilities. As of March 31, 2015, we had $211.0 million in borrowings outstanding at a weighted average interest rate of 1.555%, of which $200.0 million was classified as a long-term liability and recorded in long-term debt within the accompanying condensed consolidated balance sheets. We were in compliance with all financial covenants under this credit facility as of March 31, 2015.

Senior Notes	6 Months Ended
Senior Notes	Mar. 31, 2015
Debt Disclosure [Abstract]
Senior Notes	Senior Notes On May 7, 2008, we issued $275 million of senior notes in a private placement to a group of institutional investors (the “2008 Senior Notes”). The 2008 Senior Notes were issued in four series with maturities ranging from 5 to 10 years. The outstanding 2008 Senior Notes’ weighted average interest rate is 7.0% and the weighted average maturity is 9.0 years. On July 14, 2010, we issued $245 million of senior notes in a private placement to a group of institutional investors (the “2010 Senior Notes” and, with the 2008 Senior Notes, the “Senior Notes”). The 2010 Senior Notes were issued in four series with maturities ranging from 6 to 10 years. The 2010 Senior Notes’ weighted average interest rate is 5.2% and the weighted average maturity is 8.0 years. The Senior Notes require interest payments semi-annually and also include certain restrictive covenants. As of March 31, 2015, we were in compliance with all financial covenants which include the maintenance of consolidated net debt to consolidated EBITDA ratio and a fixed charge coverage ratio. The issuance of the Senior Notes also required us to make certain covenants typical of unsecured facilities. The carrying value of the Senior Notes was $447.0 million as of March 31, 2015 and September 30, 2014. The fair value of the Senior Notes was $465.8 million and $462.7 million as of March 31, 2015 and September 30, 2014, respectively. We measure the fair value of the Senior Notes based on Level 2 inputs, which include quoted market prices and interest rate spreads of similar securities.

Restructuring Expenses

6 Months Ended

Mar. 31, 2015

Restructuring and Related Activities [Abstract]

Restructuring Expenses

The following table summarizes our restructuring accruals and certain FICO facility closures. There is no restructuring accrual as of March 31, 2015.



	Accrual at		Cash Payments			Accrual at
	September 30, 2014		Cash Payments			March 31, 2015
	(In thousands)
Facilities charges	$	92	$	(92	)	$	—
Employee separation	170		(170		)	—
	$	262	$	(262	)	$	—

Income Taxes	6 Months Ended
Income Taxes	Mar. 31, 2015
Income Tax Disclosure [Abstract]
Income Taxes	Income Taxes Effective Tax Rate The effective income tax rate was 27.5% and 33.7% during the quarters ended March 31, 2015 and 2014, respectively and 25.0% and 35.5% during the six months ended March 31, 2015 and 2014, respectively. The provision for income taxes during interim quarterly reporting periods is based on our estimates of the effective tax rates for the respective full fiscal year. The effective tax rate in any quarter can also be affected positively or negatively by adjustments that are required to be reported in the specific quarter of resolution. The decrease in our effective tax rate year over year was primarily due to the retroactive extension of the U.S. Federal Research and Development Credit through 2014, which was enacted during the first quarter of our fiscal 2015, as well as a higher percentage of revenue expected in lower taxing jurisdictions. The total unrecognized tax benefit for uncertain tax positions is estimated to be approximately $5.0 million and $4.6 million at March 31, 2015 and September 30, 2014, respectively. We recognize interest expense related to unrecognized tax benefits and penalties as part of the provision for income taxes in our condensed consolidated statements of income and comprehensive income. We have accrued interest of $0.6 million and $0.5 million, related to unrecognized tax benefits as of March 31, 2015 and September 30, 2014, respectively.

Earnings Per Share

6 Months Ended

Mar. 31, 2015

Earnings Per Share [Abstract]

Earnings Per Share

The following table presents reconciliations for the numerators and denominators of basic and diluted earnings per share (“EPS”) for the quarters and six months ended March 31, 2015 and 2014:



	Quarter Ended March 31,				Six Months Ended March 31,
	2015		2014		2015		2014
	(In thousands, except per share data)
Numerator for diluted and basic earnings per share:
Net Income	$	18,870	$	20,751	$	33,277	$	37,728
Denominator - share:
Basic weighted-average shares	31,335		34,500		31,639		34,705
Effect of dilutive securities	1,113		811		1,152		965
Diluted weighted-average shares	32,448		35,311		32,791		35,670
Earnings per share:
Basic	$	0.60	$	0.60	$	1.05	$	1.09
Diluted	$	0.58	$	0.59	$	1.01	$	1.06

We exclude the options to purchase shares of common stock in the computation of the diluted EPS where the options’ exercise price exceeds the average market price of our common stock as their inclusion would be antidilutive. There were approximately 46,000 and 14,000 options excluded for the quarters ended March 31, 2015 and 2014, respectively. There were approximately 270,000 and 7,000 options excluded for the six months ended March 31, 2015 and 2014, respectively.

Segment Information

6 Months Ended

Mar. 31, 2015

Segment Reporting [Abstract]

Segment Information

We are organized into the following three operating segments, each of which is a reportable segment, to align with internal management of our worldwide business operations based on product offerings.


•	Applications. Our Applications products are pre-configured decision management applications and associated professional services, designed for a specific type of business problem or process, such as marketing, account origination, customer management, fraud and insurance claims management.

•

Scores. This segment includes our business-to-business scoring solutions, our myFICO^® solutions for consumers and associated professional services. Our scoring solutions give our clients access to analytics that can be easily integrated into their transaction streams and decision-making processes. Our scoring solutions are distributed through major credit reporting agencies, as well as services through which we provide our scores to clients directly.


•	Tools. The Tools segment is composed of software tools and associated professional services that clients can use to create their own custom decision management applications.

Our Chief Executive Officer evaluates segment financial performance based on segment revenues and segment operating income. Segment operating expenses consist of direct and indirect costs principally related to personnel, facilities, consulting, travel and depreciation. Indirect costs are allocated to the segments generally based on relative segment revenues, fixed rates established by management based upon estimated expense contribution levels and other assumptions that management considers reasonable. We do not allocate broad-based incentive expense, share-based compensation expense, restructuring expense, amortization expense, various corporate charges and certain other income and expense measures to our segments. These income and expense items are not allocated because they are not considered in evaluating the segment’s operating performance. Our Chief Executive Officer does not evaluate the financial performance of each segment based on its respective assets or capital expenditures; rather, depreciation amounts are allocated to the segments from their internal cost centers as described above.

The following tables summarize segment information for the quarters and six months ended March 31, 2015 and 2014:



	Quarter Ended March 31, 2015
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	80,315		$	47,814		$	10,554		$	—		$	138,683
Professional services	30,992			966			5,988			—			37,946
License	23,081			1,157			6,242			—			30,480
Total segment revenues	134,388			49,937			22,784			—			207,109
Segment operating expense	(95,035		)	(14,618		)	(27,987		)	(19,753		)	(157,393		)
Segment operating income (loss)	$	39,353		$	35,319		$	(5,203	)	$	(19,753	)	49,716
Unallocated share-based compensation expense													(11,802		)
Unallocated amortization expense													(3,515		)
Operating income													34,399
Unallocated interest expense, net													(7,718		)
Unallocated other expense, net													(648		)
Income before income taxes													$	26,033
Depreciation expense	$	3,706		$	227		$	807		$	685		$	5,425



	Quarter Ended March 31, 2014
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	76,898		$	46,560		$	8,911		$	—		$	132,369
Professional services	28,373			777			5,469			—			34,619
License	10,339			521			7,614			—			18,474
Total segment revenues	115,610			47,858			21,994			—			185,462
Segment operating expense	(78,951		)	(10,939		)	(20,804		)	(24,072		)	(134,766		)
Segment operating income	$	36,659		$	36,919		$	1,190		$	(24,072	)	50,696
Unallocated share-based compensation expense													(9,051		)
Unallocated amortization expense													(2,908		)
Operating income													38,737
Unallocated interest expense, net													(7,099		)
Unallocated other expense, net													(351		)
Income before income taxes													$	31,287
Depreciation expense	$	3,461		$	198		$	622		$	656		$	4,937



	Six Months Ended March 31, 2015
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	158,866		$	90,751		$	20,476		$	—		$	270,093
Professional services	59,491			1,754			11,899			—			73,144
License	31,529			1,373			20,520			—			53,422
Total segment revenues	249,886			93,878			52,895			—			396,659
Segment operating expense	(183,929		)	(27,510		)	(57,526		)	(41,372		)	(310,337		)
Segment operating income (loss)	$	65,957		$	66,368		$	(4,631	)	$	(41,372	)	86,322
Unallocated share-based compensation expense													(20,596		)
Unallocated amortization expense													(6,447		)
Operating income													59,279
Unallocated interest expense, net													(14,923		)
Unallocated other income, net													1
Income before income taxes													$	44,357
Depreciation expense	$	7,214		$	444		$	1,590		$	1,352		$	10,600



	Six Months Ended March 31, 2014
	Applications			Scores			Tools			Unallocated Corporate Expenses			Total
	(In thousands)
Segment revenues:
Transactional and maintenance	$	154,677		$	89,878		$	17,469		—			$	262,024
Professional services	55,160			1,366			12,379			—			68,905
License	17,689			3,794			17,393			—			38,876
Total segment revenues	227,526			95,038			47,241			—			369,805
Segment operating expense	(160,913		)	(21,314		)	(41,875		)	(45,829		)	(269,931		)
Segment operating income	$	66,613		$	73,724		$	5,366		$	(45,829	)	99,874
Unallocated share-based compensation expense													(16,286		)
Unallocated amortization expense													(5,921		)
Unallocated restructuring and acquisition-related													(3,660		)
Operating income													74,007
Unallocated interest expense, net													(14,225		)
Unallocated other expense, net													(1,312		)
Income before income taxes													$	58,470
Depreciation expense	$	7,098		$	410		$	1,236		$	1,347		$	10,091

- Definition

The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 280
-SubTopic 10
-Section 50
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+ Details

Contingencies	6 Months Ended
Contingencies	Mar. 31, 2015
Commitments and Contingencies Disclosure [Abstract]
Contingencies	Contingencies We are in disputes with certain customers regarding amounts owed in connection with the sale of certain of our products and services. We also have had claims asserted by former employees relating to compensation and other employment matters. We are also involved in various other claims and legal actions arising in the ordinary course of business. We record litigation accruals for legal matters which are both probable and estimable. For legal proceedings for which there is a reasonable possibility of loss (meaning those losses for which the likelihood is more than remote but less than probable), we have determined we do not have material exposure on an aggregate basis.

Nature of Business (Policies)	6 Months Ended
Nature of Business (Policies)	Mar. 31, 2015
Accounting Policies [Abstract]
Fair Isaac Corporation	Fair Isaac Corporation Incorporated under the laws of the State of Delaware, Fair Isaac Corporation (“FICO”) is a provider of analytic, software and data management products and services that enable businesses to automate, improve and connect decisions. FICO provides a range of analytical solutions, credit scoring and credit account management products and services to banks, credit reporting agencies, credit card processing agencies, insurers, retailers, telecommunications providers, pharmaceutical companies, healthcare organizations, public agencies and organizations in other industries. In these condensed consolidated financial statements, Fair Isaac Corporation is referred to as “FICO,” “we,” “us,” “our,” or “the Company.”
Principles of Consolidation and Basis of Presentation	Principles of Consolidation and Basis of Presentation We have prepared the accompanying unaudited interim condensed consolidated financial statements in accordance with the instructions to Form 10-Q and the applicable accounting guidance. Consequently, we have not necessarily included in this Form 10-Q all information and footnotes required for audited financial statements. In our opinion, the accompanying unaudited interim condensed consolidated financial statements in this Form 10-Q reflect all adjustments (consisting only of normal recurring adjustments, except as otherwise indicated) necessary for a fair presentation of our financial position and results of operations. These unaudited condensed consolidated financial statements and notes thereto should be read in conjunction with our audited consolidated financial statements and notes thereto presented in our Annual Report on Form 10-K for the year ended September 30, 2014. The interim financial information contained in this report is not necessarily indicative of the results to be expected for any other interim period or for the entire fiscal year. The condensed consolidated financial statements include the accounts of FICO and its subsidiaries. All intercompany accounts and transactions have been eliminated.
Use of Estimates	Use of Estimates We make estimates and assumptions that affect the amounts reported in the financial statements and the disclosures made in the accompanying notes. For example, we use estimates in determining the collectibility of accounts receivable; the appropriate levels of various accruals; labor hours in connection with fixed-fee service contracts; the amount of our tax provision and the realizability of deferred tax assets. We also use estimates in determining the remaining economic lives and carrying values of acquired intangible assets, property and equipment, and other long-lived assets. In addition, we use assumptions to estimate the fair value of reporting units and share-based compensation. Actual results may differ from our estimates.
New Accounting Pronouncements Recently Issued or Adopted	New Accounting Pronouncements Recently Issued or Adopted In May 2014, the Financial Accounting Standards Board ("FASB") issued ASU No. 2014-09, "Revenue from Contracts with Customers (Topic 606)" ("ASU 2014-09"). ASU 2014-09 requires an entity to recognize the amount of revenue to which it expects to be entitled for the transfer of promised goods or services to customers. ASU 2014-09 will replace most existing revenue recognition guidance in U.S. Generally Accepted Accounting Principles when it becomes effective and permits the use of either the retrospective or cumulative effect transition method. The guidance also requires additional disclosure about the nature, amount, timing and uncertainty of revenue and cash flows arising from customer contracts. Early adoption is not permitted. ASU 2014-09 is effective for fiscal years and interim periods within those years, beginning on or after December 15, 2016, which means it will be effective for our fiscal year beginning October 1, 2017. We have not yet selected a transition method and we are currently evaluating the impact that the updated standard will have on our consolidated financial statements. In April 2015, the FASB issued ASU No. 2015-03, "Simplifying the Presentation of Debt Issuance" ("ASU 2015-03"), which changes the presentation of debt issuance costs in financial statements. Under ASU 2015-03, an entity presents such costs in the balance sheet as a direct deduction from the related debt liability rather than as an asset. Amortization of the costs is reported as interest expense. ASU 2015-03 is effective for fiscal years and interim periods within those fiscal years, beginning after December 15, 2015, which means it will be effective for our fiscal year beginning October 1, 2016. Early adoption is permitted. We do not believe that adoption of ASU 2015-03 will have a significant impact on our consolidated financial statements.

Business Combinations (Tables)

6 Months Ended

Mar. 31, 2015

Business Combinations [Abstract]

Schedule of Business Acquisitions

The major classes of assets and liabilities to which we have preliminarily allocated the purchase price are as follows:



	(In thousands)
Consideration

Cash	$	59,640

Acquisition-related costs (included in the company’s condensed consolidated statement of income for the quarter and six months ended March 31, 2015 as a component of selling, general and administrative expenses)	$	486

Recognized amounts of identifiable assets acquired and liabilities assumed

Cash and cash equivalents	$	2,640
Accounts receivable, net	5,389
Prepaid expenses and other current assets	209
Intangible assets:
Completed technology	2,700
Customer relationships	11,600
Trade names	600
Other assets	112
Accounts payable	(1,118		)
Accrued compensation and employee benefits	(1,493		)
Other accrued liabilities	(2,838		)
Deferred income taxes	(4,349		)
Total identifiable net assets	13,452

Goodwill	46,188
Total	$	59,640

Fair Value Measurements (Tables)

6 Months Ended

Mar. 31, 2015

Fair Value Disclosures [Abstract]

Fair Value, Assets Measured on Recurring Basis

The following tables represent financial assets that we measured at fair value on a recurring basis at March 31, 2015 and September 30, 2014:



March 31, 2015	Active Markets for Identical Instruments (Level 1)		Fair Value as of March 31, 2015
	(In thousands)
Assets:
Cash equivalents (1)	$	439	$	439
Marketable securities (2)	9,706		9,706
Total	$	10,145	$	10,145

September 30, 2014	Active Markets for Identical Instruments (Level 1)		Fair Value as of September 30, 2014
	(In thousands)
Assets:
Cash equivalents (1)	$	10,326	$	10,326
Marketable securities (2)	8,751		8,751
Total	$	19,077	$	19,077


(1)	Included in cash and cash equivalents on our condensed consolidated balance sheet at March 31, 2015 and September 30, 2014. Not included in these tables are cash deposits of $86.4 million and $94.7 million at March 31, 2015 and September 30, 2014, respectively.


(2)	Represents securities held under a supplemental retirement and savings plan for senior management employees, which are distributed upon termination or retirement of the employees. Included in marketable securities available for sale on our condensed consolidated balance sheet at March 31, 2015 and September 30, 2014.

Derivative Financial Instruments (Tables)

6 Months Ended

Mar. 31, 2015

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Schedule of Notional Amounts of Outstanding Derivative Positions

The following tables summarize our outstanding foreign currency forward contracts, by currency, at March 31, 2015 and September 30, 2014:



	March 31, 2015
	Contract Amount				Fair Value
	Foreign Currency		US$		US$
	(In thousands)
Sell foreign currency:
Canadian dollar (CAD)	CAD	7,550	$	5,923	$	—
Euro (EUR)	EUR	6,050	$	6,508	$	—
Buy foreign currency:
British pound (GBP)	GBP	6,366	$	9,400	$	—



	September 30, 2014
	Contract Amount				Fair Value
	Foreign Currency		US$		US$
	(In thousands)
Sell foreign currency:
Canadian dollar (CAD)	CAD	3,300	$	2,960	$	—
Euro (EUR)	EUR	3,800	$	4,790	$	—
Buy foreign currency:
British pound (GBP)	GBP	6,795	$	11,000	$	—

Schedule of Derivative Instruments, Gain (Loss) in Statement of Financial Performance



	Quarter Ended March 31,					Six Months Ended March 31,
	2015			2014		2015			2014
	(In thousands)
Gains (losses) on Foreign currency forward contracts	$	(10	)	$	194	$	(339	)	$	532

Goodwill and Intangible Assets (Tables)

6 Months Ended

Mar. 31, 2015

Goodwill and Intangible Assets Disclosure [Abstract]

Schedule of Amortization Expense



	Quarter Ended March 31,				Six Months Ended March 31,
	2015		2014		2015		2014
	(In thousands)
Cost of revenues	$	1,901	$	1,823	$	3,737	$	3,622
Selling, general and administrative expenses	1,614		1,085		2,710		2,299
	$	3,515	$	2,908	$	6,447	$	5,921

Schedule of Finite-Lived Intangible Assets, Future Amortization Expense

Estimated future intangible asset amortization expense associated with intangible assets existing at March 31, 2015, was as follows (in thousands):



Year Ended September 30,
2015 (excluding the six months ended March 31, 2015)	$	7,091
2016	13,953
2017	12,850
2018	5,898
2019	5,385
Thereafter	8,405
	$	53,582

Schedule of Goodwill

The following table summarizes changes to goodwill during the six months ended March 31, 2015, both in total and as allocated to our segments:



	Applications			Scores		Tools			Total
	(In thousands)
Balance at September 30, 2014	$	560,295		$	146,648	$	72,985		$	779,928
Addition from acquisitions	46,188			—		—			46,188
Foreign currency translation adjustment	(14,695		)	—		(2,304		)	(16,999		)
Balance at March 31, 2015	$	591,788		$	146,648	$	70,681		$	809,117

Composition of Certain Financial Statement Captions (Tables)

6 Months Ended

Mar. 31, 2015

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Property, Plant and Equipment

The following table summarizes property and equipment, and the related accumulated depreciation and amortization at March 31, 2015 and September 30, 2014:



	March 31, 2015			September 30, 2014
	(In thousands)
Property and equipment	$	165,485		$	164,548
Less: accumulated depreciation and amortization	(125,474		)	(127,871		)
	$	40,011		$	36,677

Restructuring Expenses (Tables)	6 Months Ended
Restructuring Expenses (Tables)	Mar. 31, 2015
Restructuring and Related Activities [Abstract]