White Paper Finds 210 Percent Multi-Year Composite ROI in Customer Projects

SAN RAFAEL, Calif.--(BUSINESS WIRE)--Aug. 7, 2003-- Fair Isaac Corporation (NYSE:FIC) today announced the results and availability of a new study analyzing return on investment (ROI) for Fair Isaac Blaze Advisor rules management technology. The white paper, commissioned by Fair Isaac and conducted by premier global market intelligence and advisory firm IDC, examines the development and deployment of major automated systems and concludes that organizations utilizing Blaze Advisor derive significant cost savings, improved time to market and increased productivity.

Fair Isaac commissioned IDC to conduct case studies on Blaze Advisor customers in the financial services, government and technology sectors and perform a cost-benefit analysis based on IDC's standard ROI methodology. Customer ROI time frames ranged from three to eight years of historical and projected results. The study shows that the overall cumulative composite ROI percentage for all surveyed companies was 210 percent and the cumulative composite ROI value was $3.8 million, suggesting significant savings over the collective time horizon for the analysis.

"For all customers surveyed, Fair Isaac's Blaze Advisor business rules management solution achieved real-time savings and increased productivity for conducting business through the use of rules technology in application development and modifications," said Rikki Kirzner, Research Director, Application Development and Deployment, IDC. "The benefits were driven by shortened development and deployment cycles once the rules management approach was in place."

Some of the key cost-saving features included increased developer productivity, reuse of developed object models and rules, the ability to quickly reorder business rules, faster response to change requests, and improved quality control. "Hundreds of developers around the world use Blaze Advisor to externalize business logic, reuse object models and rules, and change production applications more easily," said Jeff Kilbreth, vice president of rules management technology at Fair Isaac. "This report quantifies some of the economic benefits these organizations have gained from the adoption of rules management technology."

Blaze Advisor offers complete rules management for enterprise decision-making. Rule services can be called upon by any automated business application. Companies in finance, insurance, healthcare, government, telecommunications, manufacturing, and retail make use of Blaze Advisor to deploy decision-making components in batch and on-line environments.

Blaze Advisor is part of Fair Isaac Business Science(TM), an integrated set of software tools for Enterprise Decision Management. This suite of application development and execution tools helps customers develop, deploy and maintain decision-making services based on most any combination of rules, functions, predictive models and segmentation schemes. The analytical tools in the suite assist users with advanced data mining, portfolio optimization and predictive model development. They may be used independently or in cooperation with Fair Isaac Blaze Advisor.

About Fair Isaac

Fair Isaac Corporation (NYSE:FIC) is the preeminent provider of creative analytics that unlock value for people, businesses and industries. The company's predictive modeling, decision analysis, intelligence management, decision management systems and consulting services power more than 25 billion mission-critical customer decisions a year. Founded in 1956, Fair Isaac helps thousands of companies in over 60 countries acquire customers more efficiently, increase customer value, reduce fraud and credit losses, lower operating expenses and enter new markets more profitably. Most leading banks and credit card issuers rely on Fair Isaac solutions, as do insurers, retailers, telecommunications providers, healthcare organizations and government agencies. Through the www.myFICO.com Web site, consumers use the company's FICO(R) scores, the standard measure of credit risk, to manage their financial health. For more information, visit www.fairisaac.com/rules.

Statements Concerning Forward-Looking Information

Except for historical information contained herein, the statements contained in this press release that relate to Fair Isaac, including statements regarding the Fair Isaac Blaze Advisor software product, are forward-looking statements within the meaning of the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are subject to risks and uncertainties that may cause actual results to differ materially, including any unforeseen technical difficulties related to the implementation, use and functionality of the offering, market acceptance of the offering, the risks that customers will not perceive material benefits from the offering, failure of the offering to deliver the expected result, the possibility of errors or defects in the offering, delay in the release of the offering, the company's ability to recruit and retain key technical and managerial personnel, the maintenance of its existing relationships with key alliance partners, competition, regulatory changes applicable to the use of consumer credit and other data, a lengthy sales cycle for our products, and other risks described from time to time in Fair Isaac's SEC reports, including its Annual Report on Form 10-K for the year ended September 30, 2002, and Form 10-Q for the period ended June 30, 2003. If any of these risks or uncertainties materializes or any of these assumptions proves incorrect, Fair Isaac's results could differ materially from Fair Isaac's expectations in these statements. Fair Isaac disclaims any intent or obligation to update these forward-looking statements.

Fair Isaac, Fair Isaac Business Science and FICO are trademarks or registered trademarks of Fair Isaac Corporation, in the United States and/or in other countries. Other product and company names herein may be the trademarks of their respective owners.

CONTACT:
Fair Isaac
Heidi Flannery, 800/213-5542 (Investors & Analysts)
investor@fairisaac.com Angela Carlson, 415/492-5373 (Media)
acarlson@fairisaac.com

SOURCE: Fair Isaac